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Welcome to Citizens Advice Havering

Citizens Advice Havering provides free, independent, confidential and impartial advice on a wide range of subjects to people living or working in the London Borough of Havering.

We give people the knowledge and confidence they need to find their way forward-whoever they are, and whatever their problem. For everyone for over eighty years.

Undertaking research and campaigning to improve policies and practices that affect people’s lives is one of the twin aims of Citizens Advice and has always been a high priority for our service.

MONTHLY ADVICE COLUMN - NOVEMBER 2021

AVOID GETTING INTO DEBT AT CHRISTMAS

 

Question

 

It feels like everything is getting more and more expensive and with Christmas coming up, I'm really worried about how I'll manage. My partner and I would love to treat our kids but we’re keen to avoid huge debts. Do you have any advice?

Advice

Christmas can be costly for many of us and we know lots of people are struggling already this year. There can be a lot of pressure to spend more than you can afford, so here are a few key things to remember as we head into 2022...

Citizens Advice Havering is supporting The England Illegal Money Lending Team’s Stop Loan Sharks Valentines Campaign.

The following article by journalist Adriana Elgueta appeared on page 11 of the 18 December 2020 edition of the Romford Recorder

STOP LOAN SHARKS

Citizens Advice Havering volunteer, Jan Clampett, has won a national short story competition organised by the England Illegal Money Lending Team*.   Released as part of the Stop Loan Sharks* Christmas campaign, Jan’s entry warns of the dangers of getting involved with a loan shark.  Her story is as follows:-

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